Plans from licensed Malaysian insurers & takaful operators

Travel protected, wherever your journey takes you

Compare travel insurance and takaful plans side by side, pick what fits your trip, and get your policy issued online — all before you leave Malaysia.

4
Licensed providers
200+
Destinations covered
5 min
To compare & apply
24/7
Overseas assistance
Malaysian family travelling
How to apply

Get covered in 6 steps

Everything happens online — no forms to print, no branch visit

01

Tell us about your trip

Enter your destinations, travel dates, purpose of travel and whether you are covering an individual, a couple, a family or a group.

02

Compare the plans

See contributions and key benefits from our partner insurers side by side, and filter until you find the right fit.

03

Fill in traveller details

Add each traveller and your nominee. Malaysian IC numbers fill in the date of birth and gender automatically.

04

Review your quotation

Check every detail on one summary page, then download the quotation as a PDF or have it emailed to you.

05

Pay securely online

Pay by online banking or card through our payment gateway, or upload your bank transfer slip for verification.

06

Receive your policy

Your policy document and receipt are issued after payment is confirmed, and you can check your status any time under My Application.

Coverage

6 things your travel plan protects

The core benefits every traveller should understand before buying

Overseas Medical & Hospitalisation

Emergency treatment, hospital admission and follow-up care after you return home, up to the limit of your chosen plan.

Emergency Evacuation & Repatriation

Medical evacuation to the nearest suitable hospital, repatriation back to Malaysia, and a 24-hour assistance line while you are abroad.

Personal Accident & Disability

A lump sum benefit for accidental death or permanent disablement that happens during your covered trip.

Trip Cancellation & Curtailment

Recover prepaid flights and accommodation you cannot use if your trip is cancelled or cut short for a covered reason.

Travel Delay & Missed Connection

Cash benefits when your departure is delayed beyond the stated hours, or when you miss an onward connection.

Baggage, Documents & Personal Money

Loss, theft or damage to checked baggage and personal belongings, plus help replacing a lost passport or travel documents.

Actual benefits, limits, excess and exclusions differ between insurers and plans. Always read the Product Disclosure Sheet of the plan you select.

Eligibility

Who can apply

Most travellers departing from Malaysia qualify — here is what our partners generally accept

Malaysians & residents

Malaysian citizens, permanent residents and foreigners holding a valid Malaysian pass, travelling out of Malaysia.

Adults 16 – 70 years

The standard age band accepted across all plans on our platform.

Senior travellers 71 – 80 years

Accepted on selected plans, sometimes with adjusted benefit limits or a higher contribution.

Children & dependants

From 45 days old up to 18 years, or up to 23 years if unmarried and studying full time, when insured with a parent.

Trip starts & ends in Malaysia

Your journey must begin in Malaysia and the policy must be bought before you depart. One-way trips are available on selected plans.

Government servants

Travelling on official duty? We generate the completed 'Lampiran A' form for you as part of the application.

Age bands and acceptance criteria are set by each insurer and may change. The plans shown to you at quotation stage already reflect your travellers' ages.

Timing

When should you buy travel insurance?

The earlier you buy, the more you are protected — here is the timeline that matters

1

The day you book your trip

Cancellation cover only responds to events that happen after your policy is issued. Buying on booking day gives you the longest protection window.

2

At least one working day before departure

Policies are issued on working days. Applying early avoids last-minute issues with weekends and public holidays.

3

Before you leave Malaysia

Cover must start while you are still in the country. A policy cannot be backdated once your journey has begun.

4

When booking Umrah, Hajj or Ziarah

Buy your takaful together with your package so your deposits and non-refundable payments are protected from the start.

5

Before a group or company trip is confirmed

Group travel can be covered under a single group policy — arrange it while the traveller list is being finalised.

Too late: travel insurance cannot be purchased or extended after you have already departed, or to claim for something that has already happened.

Claim scenarios

What happens when things go wrong

Real situations travellers face, and how a travel plan typically responds

How a claim works

  1. 1Notify the insurer as soon as possible — most plans require it within 30 days of the incident.
  2. 2Collect your documents: police or airline reports, medical reports, original receipts and boarding passes.
  3. 3Submit the claim form and documents directly to the issuing insurer.
  4. 4Track the outcome with the insurer. We can help you with the right contact details and a copy of your policy.

Claims are assessed and paid by the insurer or takaful operator that issued your policy, subject to its terms and conditions.

Reviews

What travellers say

Feedback from customers who bought their cover through MyArrehlah

"I compared four plans in one screen and understood exactly what I was paying for. The policy arrived by email the same day."

"

"Buying takaful for the whole family before our Umrah package was simple, and the coverage details were explained in plain language."

"

"The Lampiran A form was generated for me automatically. That alone saved a lot of back and forth with my department."

"

"Paid online and had the receipt and policy in minutes. Checking my application status later was straightforward."

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Travel news & advisory

What's happening in travel right now

Global developments that can affect your trip — and your cover

More countries are moving to electronic travel authorisation
Visas & entry

More countries are moving to electronic travel authorisation

Destinations across Europe, Asia and the Middle East are rolling out e-visas and pre-travel authorisation systems. Check the entry rules for every country on your itinerary, including transit stops, well before departure.

Check official advisory
Peak-season congestion keeps delays and misconnections common
Airports & disruption

Peak-season congestion keeps delays and misconnections common

School holidays, festive seasons and severe weather continue to strain major hubs. Travel delay and missed connection benefits are the most frequently used part of a travel plan.

Check official advisory
Saudi travel: sort permits and health requirements early
Umrah & Hajj

Saudi travel: sort permits and health requirements early

Visa categories, vaccination requirements and permit rules for Umrah and Hajj are reviewed regularly. Confirm the current requirements with your licensed travel operator before you pay in full.

Check official advisory

Before every trip

Verify visa, health and safety requirements with official sources: the Ministry of Foreign Affairs Malaysia (Wisma Putra) and the destination country's own immigration authority.

General information compiled for travellers and updated periodically. This is not official travel advice — always confirm with the relevant authorities.

Ready to travel with peace of mind?

Get a quotation in a few minutes. No account needed to compare.